Emergency Mortgage Assistance

Emergency Rescue Mortgage Assistance (ERMA)
Posted on 02/16/2022

Are you struggling to pay your mortgage? The Emergency Rescue Mortgage Assistance Program (ERMA), administered by the New Jersey Housing and Mortgage Finance Agency will provide up to $35,000 in assistance to cover mortgage arrearages, delinquent property taxes, and other housing cost delinquencies for eligible homeowners negatively impacted by the COVID-19 pandemic. The program is financed through the federal Homeowner Assistance Fund under the American Rescue Plan Act (ARPA).

To apply for assistance and obtain more information, visit www.njerma.com. You can also email the ERMA team at [email protected] or call (855) 647-7700 between 8 a.m. and 5 p.m. Monday through Friday.

Please click a flyer below to learn more or download.

Flyers are presented in both English and Spanish!

Visit Emergency Mortgage Assistance

Visit Emergency Mortgage Assistance